I know I need to budget my money but I’m not sure how to get started.
How can I find out what is on my credit report?
How much should I be saving each month?
Learning how to manage money takes patience and practice. Getting started can be the hardest part. If you need help planning out your monthly and yearly income, expenses and savings fill out and submit our intake form (available by clicking on the drop down from the housing counseling page) and a counselor will contact you to get started. We can also help you understand what is in your credit report. You can bring a copy of your report from www.annualcreditreport.com to your first appointment or we can pull a report and FICO scores for you for a fee of $25 per report. If you need help building credit our counselors can also help you navigate that – no need to pay anyone to do this for you, we’ll teach you how to do it for free.