Resources

Avoiding Foreclosure

Tips to Avoid Foreclosure
Communication Log for contact with Lender
Sample hardship letter
HUD’s Comprehensive Guide to Avoiding Foreclosure

 

Fair Housing

Fair Housing Flyer – Piedmont Housing Alliance
Fair Housing Booklet – Equal Opportunity for All
Virginia Fair Housing Info
Department of Housing and Urban Development Fair Housing

 

Home Buying

21 Step Homebuying Guide
Costs before Closing
For Your Protection Get a Home Inspection
HUD’s Homebuying
VHDA Approved Lenders in the Area
Search for Homes on the Local MLS: www.mycaar.com (more up-to-date than Zillow, Trulia or Realtor.com)
Loan Estimate Sample
Closing Disclosure Sample

Homeless Resources
The Haven’s Street Sheet
PACEM: http://pacemshelter.org/
The Haven: http://www.thehaven.org/
Salvation Army: http://virginiasalvationarmy.org/charlottesvilleva/
United Way: http://www.unitedwaytja.org/need-help/housing-shelter

Income Tax Filing
United Way’s Free Tax Prep Flyer 2017
United Way Tax Prep Schedule an Appointment: http://www.unitedwaytja.org/need-help/financial-assistance/cvilletaxaid/free-tax-preparation

Legal ResourcesPiedmont Housing Alliance does not give legal advice
For free law-related resources visit Central Virginia Legal Aid Society’s website: http://cvlas.org/download-brochures-forms/

Personal Finance and Credit
Sample Credit Report
How to Repair My Credit and Improve My FICO Scores
Debt List Worksheet
Monthly Spending Plan

Renting

Rental Counseling Fact Sheet
Renting Tips VHDA
Renter Handbook from VHDA
Locating a Rental: www.virginiahousingsearch.com
Virginia Landlord Tenant Act: http://law.lis.virginia.gov/vacode/title55/chapter13.2/