Foreclosure Prevention


Are you worried about making your next mortgage payment? 

Is the monthly cost of your mortgage so high that you can’t afford other necessities?

                   Don’t know where to turn for help?

Piedmont Housing is your local agency providing help in cases when foreclosure threatens.

This is how you access our services:

  1. Submit a completed intake form.
  2. Make an appointment when our foreclosure specialist contacts you within 1-3 business days.
  3. Collect and copy the documents listed on the cover page and submit prior to your first appointment.

To access an intake form, you can call to request one at 434-817-2436.  You also may request one through our on-line Contact Us form.  You can download and print the intake form by clicking on the button on the top of the page as well.

Read the Default and Foreclosure frequently asked questions (FAQs) on our resources page.

When should I come to a foreclosure prevention specialist?

You should come to see us as soon as you think you may have problems paying your mortgage, for example, if you experience a layoff or other job interruption, or if other bills are piling up.

MHA logo

Check out the Making Home Affordable website at the US Dept. of Housing and Urban Development (HUD).

How can a foreclosure prevention specialist help me?

Our foreclosure specialists will look at your financial situation to determine what are your options with regard to avoiding foreclosure.  If circumstances warrant it, the specialist will make contact with the lender to see if the lender is willing to work with you to make your mortgage more affordable.