Resources
Stop Home Scams
- Predatory Lending & Scams Class – Piedmont Housing Alliance
- Spotting and Reporting a Home Scam Guide – NeighborWorks
- Report a Scam to the Federal Trade Commission
- Contact housingcounseling@piedmonthousing.org to consult with one of our Housing Counselors
Avoiding Foreclosure
- Tips to Avoid Foreclosure
- Communication Log for contact with Lender
- Sample hardship letter
- HUD’s Comprehensive Guide to Avoiding Foreclosure
- Homeowners Guide to Success
- Default and Foreclosure FAQs
Fair Housing
- Fair Housing Flyer – Piedmont Housing Alliance
- Fair Housing Booklet – Equal Opportunity for All
- Virginia Fair Housing Info
- Department of Housing and Urban Development Fair Housing
Home Buying
- 21 Step Homebuying Guide
- Eligibility for Down Payment Assistance Programs
- Costs before Closing
- For Your Protection Get a Home Inspection
- HUD’s Homebuying
- Virginia Housing Approved Lenders in the Area
- Virginia Housing Homebuyer Class
- Search for Homes on the Local MLS: mycaar.com (more up-to-date than Zillow, Trulia or Realtor.com)
- Loan Estimate Sample
- Closing Disclosure Sample
Homeless Resources
Income Tax Filing
Legal Resources
Piedmont Housing Alliance does not give legal advice
- For free law-related resources visit Central Virginia Legal Aid Society’s website: cvlas.org/download-brochures-forms/
Personal Finance and Credit
- Sample Credit Report
- How to Repair My Credit and Improve My FICO Scores
- Debt List Worksheet
- Monthly Spending Plan